Large-account specialists · typically $50,000+ premium
Commercial real estate insurance, brokered for large portfolios.
Multifamily, high-TIV master programs, catastrophe-exposed property, and builders risk/OCIP. We rebuild and remarket the programs standard agents can't place, and put your account in front of the carriers that actually want it.
Dan Wentz, broker. 11 years placing E&S and specialty risk at CRC Group and CAC Group. Based in Birmingham, placing nationwide. Case in point: two catastrophe carriers bid against each other for a 1940s apartment community insured at about $50M.Book 20 minutes Send your renewal date
Tell us about the account. We respond within one business day.
Book 20 minutes or call (205) 999-4884
The hard-to-place classes we place
Where a specialist broker changes the outcome.
Multifamily & Apartment (Habitational) Insurance
Habitational property, liability, and umbrella for owners and operators of 50 to 10,000+ units.
Learn moreReal Estate Portfolio & High-TIV Master Programs
Master property and schedule programs for portfolios with $100M to $2B+ in total insured value.
Learn moreCoastal and catastrophe property insurance: wind, named storm, hail, and flood
Capacity for the hard-to-place risk: coastal wind, named storm, hail belt, flood, and quake.
Learn moreBuilders Risk & Owner-Controlled Insurance Programs (OCIP)
Builders risk and wrap-up (OCIP) programs for ground-up and value-add projects from $25M to $100M+.
Learn moreBuilt for institutional real estate
Owners, operators, funds, and developers in the asset classes that carry real premium.
Advisory and risk management
The strategic work that lowers total cost of risk, for owners and CFOs who want more than a renewal quote.
Free tools
See what your insurance is doing to NOI and value.
Insurance is an expense you can move in sixty days, and every dollar of it carries about fourteen dollars of asset value at a 7% cap. Our multifamily calculator puts the premium into the terms you underwrite: cost per unit, percent of EGI, DSCR, and value at your cap rate. No email required to see your numbers.
Run your numbersAlso free: wind & hail deductible calculator · hotel insurance calculator · coinsurance penalty calculator · commercial insurance rate barometer
Coastal or wind-exposed? See how we place catastrophe and coastal property insurance. Section 8, HUD, or LIHTC properties? Read about insuring affordable housing portfolios.
At a 7% cap
$1 of NOI ÷ 7% =
$14
Our approach
How a real broker changes your renewal
01
We dissect your current program
Coverage, valuation, deductibles, pricing. Line by line, until we know what's costing you money and where you're exposed.
02
We market it broadly
Domestic, E&S, and London capacity, including the specialty markets a standard agent never calls.
03
We structure & manage it
Layered limits, lender compliance, and a renewal that starts 90+ days out instead of two weeks before the term expires.
Why owners and CFOs work with us
- We only take large accounts, $50,000+ in premium, so the work goes deep instead of wide.
- Direct access to specialty and surplus-lines markets for hard-to-place and CAT-exposed risk.
- We manage lender and equity insurance requirements so closings don't stall.
- We place coverage nationwide. Where Dan isn't licensed, placement goes through a producer licensed in that state.
Case studies
What we changed on two accounts
1940s apartment community
We documented the risk controls and the full COPE picture, added risk modeling, and put two catastrophe carriers in competition on close to $50 million of insured value. The renewal closed $130,000 lower than the year before.
Read the case study10-hotel portfolio
The portfolio was buying full limits at every location. We modeled the real loss exposure, sized the limits to it, and took the new structure to market. The result came in $100,000 under the incumbent policy.
Read the case study“It felt like you were sent by God to help us.”
Results depend on each account’s exposures, loss history, and market conditions at renewal. Past results don’t guarantee future savings.
Free renewal review
Send your renewal date.
We'll reply within one business day with when to start marketing it and what to have ready. Built for accounts with $50,000+ in annual premium.
- A second set of expert eyes on your program, free.
- Marketed to the carriers that actually want your risk.
- No obligation, fully confidential.
Book 20 minutes or call (205) 999-4884